Essays
Bear Markets
By: Brian Magnan
Included in the folder for every meeting our team has done for years is a table of each time the S&P 500 Index dropped by...
How often Should I check my Investments?
By: Brian Magnan
We hear the whole spectrum from folks. Some say they look at their app or login to their online account multiple times...
The 2020 Election - Time to Worry?
By: Brian Magnan
We are now within 18 months of the next major election in the United States. One big worry in all corners of the political compass is “Will the next election cause...
Negative Yields
By: Brian Magnan
Raise your hand if you would like a mortgage where the bank paid you to borrow money. This is exactly what is happening in...
RMDs & QCDs
By: Brian Magnan
Are you making charitable donations? The standard deduction has been raised to...
HSAs
By: Brian Magnan
You may be signing up for next year’s benefits or know someone who is. Health Savings Accounts offer a great way to save for...
Capital Gains
By: Brian Magnan
Throughout the year, we do our best to manage portfolios is such a way that allows us to implement strategies that use...
Market Timing
By: Brian Magnan
Investment failure generally proceeds from continually reacting to current...
How Can we Measure Fear?
By: Brian Magnan
The death toll on COVID-19 is increasing daily. The total cases is increasing rapidly. Our first primary concern is...
Your Home as an Investment
By: Brian Magnan
Tiffany and I purchased the house in 2011 and sold in 2019 for $30,000 less. Of course, we did not just lose the...
347 Million Dollars
By: Brian Magnan
The decline in equity prices which I last wrote you about when we has now deeped further, offering enhanced opportunities to...
Moderating Election Hysteria
By: Brian Magnan
No amount of study—of economic commentary and market forecasting—ever prepares us for...
Irrational Exeburance
By: Brian Magnan
I thought it might be instructive—as well as a certain amount of good fun—to cast an eye over the intervening quarter century. Let's begin with...
Beneficiary Lessons Learned
By: Brian Magnan
There would have been several strategies that could have avoided the outcome for my family and should be considered for all families...
New Client
By: Brian Magnan
No amount of study—of economic commentary and market forecasting—ever prepares us for...
Why You Should Consider a 529 Plan
By: Dustin Husarik
A 529 college savings account is a tax-advantaged investment plan designed to encourage saving for...
Medicare Open Enrollment
By: Brian Magnan
Open Enrollment, which runs from October 15th to December 7th each year, is the time when you can...
Your Choice for President Will or Will Not Win the Election
By: Brian Magnan
Regardless of the outcome of the upcoming presidential election, our investment philosophy remains steadfast. We focus on investing in...
Financial Frights
By: Dustin Husarik
It’s easy to be frightened by the sudden moves in the stock market or the sensational headlines that seem to scream...
A Strong Case for Delaying Social Security Benefits
By: Dustin Husarik
As many of you begin thinking about retirement, it’s essential to understand your Social Security Benefit options. Below is my best effort at...
Traveling to Conferences for you
By: Brian Magnan
The first conference with my favorite industry professional and author, Nick Murray, held at the Marriott Marquis in Times Square. Nick always offers...
Let's Talk Money
By: Brian Magnan
Why is MONEY SILENCE a concern? It is estimated that 70% of families lose their wealth by the second...
5 Year-End tax Savings Strategies
By: Dustin Husarik
Here are five strategies to consider to help reduce your tax liability and maximize your savings...
Do you Have FOMO?
By: Brian Magnan
One of the deadly sins that lingers in this market is Fear of Missing Out – FOMO. This emotion is...
A Thoughtful Approach to Managing Finances Using Two Distinct "Buckets"
By: Brian Magnan
Remember, the “Goldilocks” amount varies for each individual, and it’s not necessarily a percentage of...
Why Name a Corporate Trustee?
By: Brian Magnan
We recently received a call from a client/friend (not sure on the difference, but I digress). He stated it was the worst day of his life because...
Understanding IRMAA
By: Dustin Husarik
Planning for retirement often involves balancing income, expenses, and taxes but one often-overlooked factor is...
Down 50%, Down 50%, Down 50%, Up 2 Million
By: Brian Magnan
The average yearly rate of return of US Large Companies over the last 100 years has been about...
Every Dollar With A Purpose
By: Brian Magnan
One of the keys to financial success is assigning a clear purpose to each of your dollars. Here at, Magnan Family Wealth Management, we collaborate with...
Big Changes to Social Security Benefits and Public Pensions
By: Dustin Husarik
Exciting news for retirees and future retirees! A new piece of legislation has been passed that allows...
Backdoor Roth iRA
By: Dustin Husarik
For high earners, retirement planning often feels like a game of navigating tax rules and finding ways to keep more of...
Do You Know the Cost of Our Postage Stamp?
By: Brian Magnan
The US Postage Stamp has been our proxy for inflation for my entire career. It is listed on the top of every agenda that we...
Not All Heroes Wear Capes
By: Dustin Husarik
Planning doesn’t exist in a vacuum. Your financial success is tied to many other areas - taxes, estate planning...
What to Do During A Market Selloff
By: Dustin Husarik
When markets take a dip, it’s easy to feel a sense of panic or helplessness. But selloffs – while emotionally uncomfortable – may be prime opportunities to...
This Too Shall Pass
By: Brian Magnan
My purpose is simply to suggest that – difficult as it may be – we take our focus off the onslaught of catastrophist headlines and put it...
You Bought Life Insurance for a Reason – Is it Still the Right One?
By: Dustin Husarik
You wanted to protect your loved ones in case something happened to you. But how often do you revisit that...