Wealth Across Generations: Services Designed for Your Family

Dustin A. Husarik, CFP®

Executive Vice President – Financial Advisor

Magnan Family Wealth Management

One of the most rewarding parts of this work is watching families grow, not just in size, but in financial confidence and capability. Over the years, many of you have shared stories about your children stepping into new chapters: starting careers, getting married, buying first homes, and beginning to think seriously about their own financial futures. Those conversations inspired us to build something intentional around that transition.

We’ve put together a suite of services specifically designed for your family members, because we believe the best financial outcomes happen when good habits and smart planning start early. Here’s what that looks like in practice.

Complimentary Planning for Your Family

For the children and family members of our existing clients, we’re offering complimentary holistic planning at no charge. We’ll sit down with your family members, understand where they are, where they want to go, and put together a personalized plan with our insights and actionable steps. Whether they’re trying to balance paying off debt while building savings, navigate a job change, or make sense of their employer’s benefits package, we’re here for it. And if they choose to implement that plan somewhere else, that’s completely fine. Our goal is simply to be the trusted advisors for every member of your family tree. In fact, we’re proud to say we already serve families across four generations, and we’d love to do the same for yours. That said, we firmly believe a plan is only as valuable as its execution, and a great plan sitting in a drawer doesn’t move the needle for anyone. So whether they just want our help putting it into motion or just need a sounding board along the way, we’re happy to walk alongside them every step of the way.

Asset Management: Your Rate, Extended to Your Children

For clients whose children are ready to start investing, or who have accounts elsewhere and are looking for a better experience, we’d love the opportunity to bring them into the fold.

Any child of an existing client who opens an investment account with us will receive the same advisory fee structure you currently pay. But what they’re really gaining is something most people their age simply don’t have access to: a dedicated team of professionals who know their name, understand their goals, and are actively working to help them build a financial future worth getting excited about.

We believe, the difference between good financial outcomes and great ones almost always comes down to who’s helping you navigate the journey. Left to their own devices, even smart, driven people make emotionally charged decisions when markets get rocky, leave money on the table when opportunity strikes, and miss the connections between different parts of their financial life that a seasoned professional would catch immediately. Our team brings decades of experience, a proactive approach, and a genuine investment in your family’s success. We don’t just react to what’s happening, we stay ahead of it, making sure your children are always positioned to make the best possible move no matter what life puts in front of them. That kind of guidance compounds over a lifetime in ways that are impossible to put a number on.

If your family member is curious about what this would look like for their specific situation, we’re happy to have that conversion together, or separately, whatever feels most comfortable.

Mortgage Discounts for Your Children Buying a Home

Buying a home is one of the biggest financial decisions most of us will make in our lives, and the mortgage rate they lock in can have a significant impact on what they pay over the life of the loan. This one area where your existing relationship can genuinely make a difference.

Through our partnership with Wells Fargo, your children can leverage your established relationship to access discounted mortgage rates when purchasing a home. The specifics will depend on the loan type and current market conditions, but the discount is real and absolutely worth exploring before they sign anything elsewhere. It’s also worth noting that Brian and I do not get compensated for mortgage referrals. We simply want to provide the best solutions for their needs, and our relationship discounts can be of great value to them.

If you have a child who’s currently in the market for a home, or just starting to think about it, now is a great time to bring it up. We can help facilitate the introduction and make sure they’re approaching the process with the full picture in mind, not just the mortgage rate, but how homeownership fits into their overall plan.

A Legacy Worth Building

Helping you build financial security has always been at the heart of what we do. But there’s something especially meaningful about watching that work extend to your children and the family members you care about most. These services exist because your family deserves the same level of attention and care that you’ve received. The earlier strong financial habits take root, the more powerful they become over time.

Reach out to our team to learn more or to get the conversation started for someone in your family who could use some guidance. We’d love the opportunity to serve them.

Stay safe this 4th of July!

Dustin A. Husarik, CFP®

Lending and other banking services available through Wells Fargo Advisors (NMLS ID 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Magnan Family Wealth Management is a separate entity from WFAFN.